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Is your car insurance bill driving you crazy?

Patrick Christys
Feb 25, 2019

Drivers could be overspending on car insurance by hundreds of pounds a year by not switching insurance providers or understanding all the different ways they could save money. 

New data shows people are reluctant to switch insurance providers or get a black box fitted in their car, which ends up hitting them in the wallet.

Telematics, otherwise known as the famous black box, monitor a driver's technique behind the wheel, how fast they go, how quickly they take corners, what times of day and night they drive, and much more, meaning that careful drivers could see a reduction in their insurance costs.

So why not embrace it?

Only 14% of drivers say they would consider using a black box, according to This Is Money.

A staggering 35% of people didn't know that having a blackbox fitted could mean their premium would be lowered.

And a further 17% said they couldn't be bothered to switch to a telematics provider while 13% had never even heard of telematics insurance.

But obviously there are concerns that a black box could show insurers that you're a bad driver and premiums could go through the (sun)roof - and 19% of drivers are worried about this.

But the potential savings are huge - on average, having telematics insurance could save drivers £482 a year, which is not to be sniffed at.

It's especially relevant for younger drivers, aged between 17-24, who could save £938 when opting for a telematics policy.

Having said that, it isn't just the younger drivers who could be in the money.

No, 40-49-year-olds could save an average of £516 while 50-64-year-olds could save an average of £484. 

If you want to save money on your car insurance, you can go to A Spokesman Said and compare the deals on offer.

Don't blindly pay your car insurance when you could be saving money by shopping around.

Here at A Spokesman Said we love fighting for your rights and believe passionately in natural justice.

But these battles cost us money. You could help us fund these fights by using our price comparison site, A Spokesman Said for your energy, car insurance and household bills.

We’re just the same as Go Compare or any other price comparison site, so you won’t be losing out in any way - by helping us, you will be helping yourself.

Thank you for your support.

When did you last switch your car insurance provider?

Last year 65% of customers didn't switch their car insurance to try and get a better deal.