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Insure your taxi for less with A Spokesman Said
The area where you operate will not only affect the way amount that you charge your customers it will also influence how much your insurance company will charge you.
There are lots of other factors to that come into it when working out how much your insurer will charge you.
This will depend on the make of your cab, the age of the cab and also whether it was imported.
Not only will the car be considered in the premium but also the driver will be taken into consideration.
The age of the driver, whether the license is public or private, how long you’ve heard your license and whether you’ve kept your no claims bonus.
These will all be major factors into calculating the price.
It will pay to compare insurers through A Spokesman Said because many insurers will have different criteria for taxi insurance.
What else can you do to get cheaper taxi insurance?
Always follow the rules of the road. A taxi driver with a clean license will almost always be offered a cheaper insurance quote.
You can go for a cheaper taxi. If you choose to have a higher end vehicle then inevitably the cost of your insurance will go up.
Having your taxicab serviced regularly will reduce risk of mechanical fault.
This will lead to fewer accidents and therefore a cheaper insurance premium.
On average, how much does it cost to insure a taxi?
There are no simple answers to how much it will cost to insure a taxi. The best way to get an idea of a price is to compare taxi insurers here on A Spokesman Said.
When is the best time to insure my taxi?
The best time to insure your taxi is three to four weeks before renewal or when you want the new policy to begin.
Can I take out taxi insurance if I’ve only just passed my test?
Under 25’s will be penalised by insurers and some insurers may even refuse taxi insurance for under 25’s.
If you have only just passed your test there is minimal chance of a policy being offered until you have held your driving license for at least 12 months.
What levels of cover are available for taxicabs?
These are: Third party, third party fire and theft, fully comprehensive.
Black Box Insurance
If you are a relatively new taxi driver you may want to consider taking out a telematics insurance policy as this could save you up to 20% each year.
Optional add ons to a taxi insurance policy
These will obviously vary based on the insurance provider but general extras may include loss of license cover, breakdown cover, windscreen cover and public liability cover.
Exclusions when you insure a taxi
Typical exclusions when insuring a taxi are: driven by someone under the age of 25, keys still in the car when stolen, operating outside of the area covered by the insurance and driven by an unauthorised driver.
Is taxi insurance more expensive in London?
Unfortunately taxi insurance is generally more expensive in London due to it being the UK’s largest city.
Apart from being the largest city it also has the largest amount of car crime per 1000 people in the UK which will inevitably increase premiums.
Do companies usually provide their taxi drivers with insurance?
This will completely depend on the relationship between the driver and the company. It is not uncommon though for companies to insure their drivers.
How to ensure I’ve found the best quote
You can be sure you have found the best quote for you through A Spokesman Said. This is will save you time and money as A Spokesman Said will compare 100’s of taxi insurance quotes and find the best one for you.