Mobile Phone
Mobile Phone Insurance - Protect against theft, loss and damage
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Cover for loss, theft and accidental damage |
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What is mobile phone insurance?
If you lose your phone, accidentally damage it or have it stolen then you will be protected financially if you have mobile phone insurance. You will also be protected even after your phone warranty has expired. Do I need phone insurance? You never know what will happen and having a phone can be important for so many reasons particularly in modern life. Phone insurance will give you that lifeline if something does go wrong. Paying a small amount each month will protect you from having a large payment come at you from nowhere if there is damage to your phone or even worse you lose or have it stolen all together. 
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A mobile phone insurance policy can be useful if you have an expensive smartphone that you would not be able to afford to replace completely.
Clumsiness and a tendency to lose things is an issue that many people suffer with and a mobile phone insurance policy will ease this worry. What policy features will I get? Basic protections on your mobile phone insurance will be against accidental damage, loss or theft. There are possible additions to your policy which could include overseas travel, fraud, liquid damage or replacement battery. Do I need mobile phone insurance if I have a warranty? A warranty for a mobile phone generally won’t last longer than between 12 and 24 months so it makes sense to have an insurance policy after your warranty runs out. Check what your warranty covers as often it will be not be as inclusive as an insurance policy and won’t give you the ability to add features the way an insurance policy does. 
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How much does mobile phone insurance cost?
Your policy will depend on how much cover you want for your phone, as discussed above there are many extras which can be put onto your policy. There are a variety of different makes of smartphone varying in price by hundreds of pounds. The model and value of your phone will have the significant impact on the price of your mobile phone insurance policy. |
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