Save money on your car insurance

Research shows that in 2014, 65%[1] of customers didn’t switch their car insurance to try and get a better deal. But the banks and many insurers don’t reward your loyalty with lower prices.

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You could save up to £200[2] on your car insurance in one easy search

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Accelerating costs (and how to beat them)

British drivers are feeling the squeeze.

The cost of running a car is accelerating and may not have even reached top gear.

First, a change in the law for how car insurance compensation is paid out is set to add around £60 onto the average car insurance policy.

As ever, young and old drivers are set to be hit hardest by the changes.

17- to 20-year-olds, for example, could see premiums rise by £115 to £1,650 (fortunately, there are still ways to cut the cost of teens’ car insurance).

Throw in the rising cost of fuel at the pump and the war on diesel, and the cost of maintaining a car could easily get out of hand.

So, what can you do about it?

That’s where we come in.

The easiest way to cut costs is to get on our price comparison tool and find yourself a cheaper car insurance policy.

Our switchers save themselves an average of £200 a year. Pretty tidy!

You can also try our DIY tips to save money on your car insurance.

Avoid the autorenewal trap

From 1 April, you’ve had the upper hand over your insurer.

In the past, the auto-renewal rip off was the oldest trick in the book.

Falling for it is a costly mistake: the average motorist saw their premium soar by £110 last year, according to analysis of over four million quotes.

Insurers would raise prices every year and convince you to auto-renew at an inflated premium in the name of ‘convenience’, promising you it’s a ‘good deal’.

Now, though, they must display last year’s price clearly on your renewal letter.

You can see whether it’s gone up (it will have done) and whether there’s an explanation (there won’t be).

Never - we repeat, never - accept your autorenewal prices.

When your policy comes up for renewal, get yourself online to compare prices.

Chances are you will find a cheaper policy.

Don’t switch car insurance in the dark

Many of us don’t switch, either out of a misplaced sense of loyalty or a fear of changing to a worse policy with a worse company.

Unfortunately, loyalty to car insurance companies does not pay. Well, not for you at least (insurance giants do just fine from you sticking around).

As for fear of switching, that’s understandable.

We’ve all heard horror stories but switching doesn’t have to be a leap in the dark.

You don’t switch with tunnel vision. We’ve written reviews of major UK insurers – looking at customer service, policy extras, hidden fees and much more – to help you make a savvy choice.

What you need to compare car insurance:

To make your switch run as smoothly as a well-oiled Jaguar, have the following to hand:

- Number plate details: you don’t need your registration number to get a quote but you will need it to buy your insurance.

- Details of your No Claims Bonus (NCB): this could significantly reduce your premium depending on the length of your NCB.

- Your driving licence: the type of licence, how long you've held it and details of any points or disqualifications you've had in the last 5 years.

- Additional driver information: other drivers' names, licence details and information on points or disqualifications.

- Previous claims: insurers will need to know details of any claims or accidents in the last 5 years.

Not just a price comparison site...

We’re far more than just a price comparison site.

Our mission is to help you save money and fight for you when things go wrong.

Our car insurance guides will keep you informed, helping you make the right decisions to save money.

There’s a guide on how to watch out for hidden fees on your car insurance, as well as a rundown on how technology could help you cut down your policy costs. We’ve even got a guide on black boxes and young drivers in particular.

Even if you’re looking for quick tips on scaling back your car insurance costs, we’ve got you covered.

We’ve even got a guide on what to do should you ever be unlucky enough to have driving convictions.

And, last but by no means least, you can use our free complaints tool to make your voice heard.

We handpick many of our complaints from our community and use the power of publicity to make the company do the right thing.

It’s why A Spokesman Said was set up in the first place!