Car Insurance > Homepage-Primary

The secrets to pay as you go (PAYG) car insurance

Peter Kelly
Feb 25, 2020


Getting your car insured may be a legal requirement, but it can still feel like a daunting task. When to renew (February is the perfect time), how to renew, and which provider to opt for - questions breed questions when it comes to sorting your cover.

But car insurance doesn’t have to be a headache. If you’re a motorist who uses your car relatively infrequently or for mainly shorter journeys, then pay as you go cover could be just the thing for you - and it’s easy to see why it’s growing in popularity.

CLICK HERE TO SEE IF YOU CAN GET CHEAPER CAR INSURANCE

On a short term basis, PAYG cover can be much more straightforward than going down the traditional channels.

One of the key benefits of this kind of cover is speed. Rather than going through the usual prolonged process, most policies can be approved in under half an hour, getting you on the road as quickly as possible.

The price you pay is still calculated in a similar way to more traditional insurance: your age, location, profession and so forth will be taken into account when pricing your policy.

CLICK HERE TO SEE IF YOU CAN GET CHEAPER CAR INSURANCE

But be warned: if you’re a younger driver and you try to ensure a more powerful vehicle on a short term basis, you may well be turned away. It’s simply not worth the risk for some major providers.

That said, if your car is on the cheaper end of the scale then PAYG cover is perfect on a short term basis. If you want insurance for just a month or so, you may be able to drastically undercut more traditional models. But if you extend your pay as you go insurance over a longer period such as a year, it could prove very costly indeed - so be smart!

There are all kinds of options when it comes to pay as you go cover. As ever, when you’re looking for cheap cover, head to A Spokesman Said and search for the very best deal for you.

CLICK HERE TO SEE IF YOU CAN GET CHEAPER ENERGY INSURANCE

Here at A Spokesman Said we love fighting for your rights and believe passionately in natural justice.

But these battles cost us money. You could help us fund these fights by using our price comparison site, A Spokesman Said for your energy, car insurance and household bills.

We’re just the same as Go Compare or any other price comparison site, so you won’t be losing out in any way - by helping us, you will be helping yourself.

Thank you for your support.


When did you last switch your car insurance provider?

Last year 65% of customers didn't switch their car insurance to try and get a better deal.