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No one wants to get stuck on the side of the motorway with no way of getting home.
We recommend getting some sort of breakdown cover to cover all eventualities.
It's importance is up there with making sure you have an MOT and car insurance (although of course it's not legally enforced).
Below are some of our tips explaining how to make sure you're paying a little as possible for breakdown cover.
What's the best breakdown cover policy to go for?
It's common for your car insurance to include breakdown cover in your policy.
Sometimes, that's ideal. Sometimes not.
Some policies will have cover automatically included, while others will have it as an optional extra.
And if you have the right policy – and by right we mean one where you aren't being ripped off – it can help you cut down on costs.
However, often it's the case that an insurance policy with breakdown cover included costs more, as they are providing you with an extra service.
From that you can work out if it's worth it.
Can I get breakdown insurance with my bank account ?
Another great way to get breakdown cover without outright paying for it is to get a packaged bank account.
Many banks now offer breakdown cover as part of the package for taking out a particular account.
These are, however, particular accounts. Often, they have a monthly fee.
So, for instance, the Nationwide Building Society FlexPlus account has a £10 monthly fee.
It probably isn't worth taking out that account for the sake of the getting a policy.
However, if you're in the market for a new bank account and you find one that appeals to you and has breakdown cover, you can kill two birds with one stone.
How can I get cheaper breakdown insurance ?
It's called breakdown cover but really it should be called breakdown insurance.
As with all insurance, the best way to get a good deal is to shop around.
Don't accept the first price you are quoted by any company.
An easy way is to use an online price comparison tool. Lucky for you, we have one on our website you can use.
And again, as with insurance, don't accept the auto renewal price you are offered.
Car insurance providers are notorious for offering ridiculous price rises in their auto renewal letters.
Breakdown cover is not all that different. So, check your auto renewal price and get yourself online to check if you can find a cheaper deal.
How can I save money on my breakdown policy ?
So now you know how to save money, here's a few things to keep in mind when looking for breakdown cover so you don't end up paying more than you planned.
Many policies have maximum number of callouts they will do.
If you've got a car prone to breaking down, make sure your policy includes a decent amount of callouts per year – or you may be hit with extra penalty charges.
Also, consider where you drive.
If you're regularly drive abroad, be sure you have the correct cover for this.
In many ways, having a policy that applies abroad if you regularly drive there is more vital than at home – at least you can get phone signal here.
If you want to read more about breakdown cover abroad, we've got a helpful guide for that.