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One in four travellers don't have insurance

Fred Isaac

Fred Isaac
May 16, 2016

One in four holiday-makers do not take out travel insurance, new research has revealed.

Young people aged between 18 and 24 are the least likely group to bother taking out cover.

And one in three visitors to the EU admitted they went uninsured.

The Guardian reported the alarming findings, which came from a study of 1000 people by healthcare provided Benenden.

It also found that one in three tourists had no idea you could get a free European health insurance card, which gives you access to state healthcare when travelling on the continent.

A Spokesman Said users have complained at sites such as EHIC Direct that charge customers for the free card.

Incredibly, 82% of the survey's respondents admitted they had no idea the emergency number in Europe was 112.

Benend's survey found:

* 23% of people don't take out travel insurance when they go aborad
* 34% of people don't take out travel insurance when they go to Europe
* 28% of people aged between 18 and 24 don't take out insurance when they go abroad


A Spokesman Said's view

It pays to be covered when you go abroad.

In 2015, travel insurers paid out £370 million in claims.

Having a safety net when you go away is a weight off your mind; it can protect you against holiday nightmares like cancelled flights, health problems or stolen luggage.

But it’s not just about taking out any old travel insurance, it’s about getting the right kind of insurance.

Make sure you know what you’re covered for and for how much.

The big thing to remember is to always be honest when applying for cover or making a claim.

Here are some top tips on how to choose the best cover for you.

And if you’re having problems with your insurer, get in touch with A Spokesman Said – we’ll fight your corner.

Staysure paid out on Sylvia Ramsay’s claim for a cancelled Viking cruise after she posted on A Spokesman Said.

Sylvia told us: “Staysure contacted me by phone and I have agreed to have my payment replaced. I think that things have now been resolved. Thank you for a great and helpful site.”

Find the right cover for you on A Spokesman Said


Last year 65% of customers didn't switch their car insurance to try and get a better deal.