13 must-have Christmas gifts - and how to afford them

It's Christmas time! That means snow, spending time with family, watching Home Alone, and of course - presents!

But if you want to wrap up all the "must-have" gifts you could be forking out hundreds of pounds. 

You don't want to be worrying about money at this time of year - you'd much rather be putting your feet up with the family.

So, at A Spokesman Said, we thought we'd not only tell you what the top presents are, but how switching can help you get them under your tree.

Switching energy could save you £308*
Switching car insurance could save you £200*
Switching home insurance could save you £62*

Check out this year's "must-haves", and look out for this icon  which will tell you how many of each present you can afford by switching. 

 

Gifts for the kids 

 

Barbie Dream Horse, £69.99, Argos

The most popular doll out there, and with a switch of your energy you could get four.

Energy:

Car:

Home:

 

Roadsterz 6v Electric Quad Bike, £35, Halfords

You could ride off with five of these bikes by switching your car insurance. 

Energy: 

Car:

Home:

 

Clever Kids’ colouring book, £15.66, Fishpond.co.uk

A clever gift for a clever kid - we know you don't need 18, but switching energy means you could - if you really wanted to.

 

Energy:

Car:

Home:

 

 

LEGO Star Wars the Last Jedi Toy, £84.99, Amazon

This almost costs as much as a trip to space, but switching energy could let you afford three.

Energy:

Car:

Home:

 

Tech Gifts

 

Bush Splashproof Speaker, £14.99, Argos

The perfect stocking stuffer for a music lover - an energy switch means you could get one for the whole family, and the neighbourhood - and still have money left over! 

 

Energy:

Car:

Home:

 

Amazon Echo Dot, £49.99, Amazon

The echo can do just about everything, and switching your home insurance will get you one with cash to spare. 

Energy:

Car:

Home:

 

Beats by Dre EP On-Ear Headphones, £67.99, Argos

Everyone loves music - with a car insurance switch you won't have to choose who gets to enjoy it with these. 

 

Energy:

Car:

Home:

 

Nintendo Super NES Classic Edition, £79.99, B&H

A blast from the past for your gamer friends, and an energy switch means everyone can afford to play. 

Energy:

Car:

Home:

 

Gifts for him 

 

Traditional Shaving Set, £19.99, Rinkit

To keep the man in your life looking clean - you could grab him and his friends one with a home insurance switch. 

Energy:

Car:

Home:

 

Mini Desk Arcade Game, £17.99, IWOOT

A great gadget to have when you need a break at work, with an energy switch you could buy the whole office one. 

Energy:

Car:

Home:

 

12 Tube Whisky Tasting Collection, £63.50, Tasting Collection

For a man with great taste, with a car insurance switch it won't swallow your whole budget. 

Energy: 

Home:

Car:

 

Gifts for her

 

Cozy Microwaveable Boots, £18.99, Prexxybox.com

A gift to warm her feet and her heart - with a car insurance switch she could have a pair for every day of the week. 

Energy:

Car:

Home:

 

Krups Nespresso Mini Coffee machine, £69.99, Currys PC World

This gift will keep her going during the day, and you could afford four with an energy switch. 

Energy:

Car:

Home:

 

*Energy Savings: Based on the average price of a standard variable tariff from the six large suppliers, which as of October is £308 more than the cheapest deal on the market, according to Ofgem. 

*Car Savings: 51% of consumers could save £200, based on UK insurance market share data made available by the ABI. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

*Home Savings: Analysis from financial services research experts Consumer Intelligence shows that people could save an average of £62 on home insurance after they have been with the same insurer for three years.